Why You Should Get a Lawyer for Workers’ Compensation
As much as you might want to handle your work injury claim yourself, your employer and their insurer will do everything they can to minimize your benefits. This is where it matters that you have your own lawyer protecting your interests.
There are plenty of reasons you’ll want to have your own attorney when filing a workers’ compensation claim:
To Protect Your Rights
Handling your work injury claim yourself means dealing directly with the insurance adjuster, and you may not have all the knowledge you need to protect your rights. They may even tell you that your claim is not legit. Having an attorney will prevent these people from pushing you around.
To Assess Your Case
If you’re not a professional, knowing how much your workers’ comp case is worth can be a feat. All claims are unique, and you can’t just go around comparing your case to others’. In contrast, a lawyer, with all their legal know-how and experience, will be able to give a proper and accurate assessment.
To Ensure You Get All the Benefits You Deserve
In all workers’ compensation cases, the claimant’s average weekly wage is one of the most crucial factors involved. Such average will dictate how much compensation you should get while you’re not working. If your employer’s insurer under-assesses your average weekly income, you could end up losing a large amount of money. But with a lawyer, this will never happen.
To Look for Third Party Liability
If another person’s negligence was the main cause of your injury (for instance, a coworker or your boss), you can look into filing a civil lawsuit besides the workers’ comp case. You will not be required to choose one. But an attorney’s help will come useful when it comes to deciding whether or not there is indeed a third party liability lawsuit that may be filed.
Many people forgo hiring a workers’ compensation lawyer, thinking they could not afford one. Fact is, most of these lawyers are hired on a contingency arrangement, which means you don’t have to pay any up front costs. You just have to agree to give them a certain percentage of the compensation you expect to receive if indeed your case turns out successful. Still, this is something you need to discuss with your potential lawyer before you proceed. With some, you may have to pay for miscellaneous costs upfront, such as doc stamps, photocopying and the like. After all, you can only hire someone whose expectations you can surely meet.